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6 Essential Tips on How to Prevent Online Shopping Fraud

February 13, 2014 Leave a comment

Dear readers and followers, I would first like to wish you a very Happy New Year, good health and great personal and professional accomplishments.
As some of you have already purchased products/services online (and I would like to invite you to share your experience with us) and some others will have at a some point, I am featuring today Israel Defeo as guest blogger on this common topic: Online shopping.

Shopping online is easy. You get what you want in a matter of seconds. Just input your credit card information and voila, that book or jacket or bag is already on its way to you within 24 hours.

This is why more shoppers are switching to e-stores and e-transactions—e-payments, e-banking—are fast becoming the norm. Convenience is the ultimate game-changer. Plenty of online shops, too, offer discounts and freebies like free delivery or free shipping.
However, the rise in e-transactions has also made online fraud possible. To prevent online shopping fraud from happening to you, here are some easy tips you can follow:

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1. Keep your credit details a secret.

Like the famous quote said, “There are things better left unsaid.” That may be true especially if it’s about your credit, debit or other essential information that need to be kept secret.

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2. Use caution when using your devices for online shopping.

Because it’s more convenient to shop online using smartphones, tablets, and other mobile devices with internet access, more consumers prefer to use these gadgets than computers and laptops—which are more secure. Beware of using your handheld devices for transactions that carry your personal and credit card information. In case your device is misplaced or lost, you’re at risk of falling victim to fraudsters and scammers who can extract your private information through the lost device.

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3. Beware of phishing websites.

Have you ever seen items on some websites offered at very low prices? Though it can be tempting to purchase low-priced bargain items, it can also come at great risk to the safety of your credit and personal details.
There are internet criminals who create phishing or fraudulent websites which trick you into signing up and disclosing your private information. Some of these websites duplicate the content and design of legitimate ones to fool shoppers like you into revealing their credit card details. At this point, it may be better for you to let common sense—or your gut feel—rule. If you feel like the price is unbelievable or a deal sounds too good to be true, chances are, it is. Stay away from fishy-looking sites as much as possible to keep from being a victim of identity theft.

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4. Verify if the website is legitimate or not.

Remember, Google is your friend. This search engine can help you find any information you need to get your hands on. Search for the name of the website and see if there’s anything involving “scam” or “fraud” mentioned in blogs, forums or other online sources.

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5. Don’t click hyperlinks from random emails.

You probably received not just one, not just two, but more emails about offers and discounts about a product or service in your email. Be mindful of clicking links attached to those messages because it may redirect you to fraudulent websites or phishing sites. Also beware of attachments you receive from untrusted sources. These may contain viruses and malwares that may not just harm your electronic devices, but can also swipe information from your units.
Sometimes, web mail servers can filter unreliable messages and put these messages in the Spam folder of your email. So make sure this feature is enabled in your settings.

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6. Beware of bogus sellers lurking in social media sites

Social media sites are also used by small-scale entrepreneurs to market their products and promote their services to a wider audience. It has been an advantage to both sellers and buyers because Facebook, Twitter, Instagram and other social media platforms can be used for easy communication, placing orders, and completing transactions because it allows real-time responses.
However, scammers can easily post photos and create bogus accounts about bogus products or services. So be mindful of the sellers you buy from. If they cannot ship or send the product they promised after a transaction, you may have already been scammed. To avoid this fate, make sure to call up the seller before you even buy anything. If you smell or hear something fishy or that makes your antennae quiver in suspicion, go and search for another seller until you find one you can trust.

So be careful whenever you use your credit card. Follow the tips mentioned above to help you make sure your credit card and credit information are both safe—and to keep online fraud from happening to you.

This guest post is written by Israel Defeo. He is the writer and online promoter of the leading financial comparison website in Hong Kong, Money Hero. The online portal presents up-to-date and unbiased information about insurance companies, credit cards, loans, deposit accounts and broadband and mobile plans.

Any questions can be submitted to: dan@e-crimeexpert.com
Additional information can be found at: http://www.e-crimeexppert.com
To find out more about Dan Manolescu, visit his LinkedIn page here.
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Cyberbullying

December 11, 2013 Leave a comment

As the number of volunteer contributors to this blog is significantly increasing, today, E-Crime Expert welcomes Bonnie’s guest post on Cyberbullying. A commanding new infographic from Besteducationdegrees.com is explaining the rate & causes of cyberbullying and is brought to you by Bonnie Moore. She is a freelance writer and blog junkie.

According to Bonnie, Cyberbullying is an online hazard through the use of electronic devices. It include harassing text messages or emails, rumours sent by email or posted on social networking sites, and embarrassing pictures, videos, websites, or fake profiles. It has become more common in society, particularly among young people and most of the young generations are facing cyber harassment.

Below is the Infographic created and shared by Bonnie.

Cyberbullying
Source: Best Education Degrees

To view the original Post click here.

Any questions can be submitted to: dan@e-crimeexpert.com
Additional information can be found at: http://www.e-crimeexppert.com
To find out more about Dan Manolescu, visit his LinkedIn page here.
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Infographic-Privacy and Security on Facebook

November 20, 2013 1 comment

Today, E-Crime Expert has Naomi Paton as guest blogger. She is a passionate writer and loves to write articles related to internet, teen & amp; crime. She writes for Best Computer Science Schools.

The majority of today’s populace uses the internet and social media on a regular basis, but at what cost? Although there has been some research conducted representing the negative effects of internet addiction, less is known about how young adults are being affected by misuse of facebook like bulling, reputation damage, burglary etc.

Bellow is the infographic, created by Naomi Paton, which listed the researched data and the do and don’t facts on Facebook.

Facebook Privacy
Source: BestComputerScienceSchools.net

To view the original Post click here.

Any questions can be submitted to: dan@e-crimeexpert.com
Additional information can be found at: http://www.e-crimeexppert.com
To find out more about Dan Manolescu, visit his LinkedIn page here.
Hit the “subscribe” button in order to be notified when new videos and Articles are posted on this blog

Teaching Kids About Identity Theft

May 13, 2013 5 comments

Today, E-Crime Expert is pleased to introduce Nancy Parker, who is a freelance writer which loves writing articles on opinions and social awareness. Nancy is a frequent contributor for http://www.enannysource.com.

According to Julie Myhre*:

Identity theft occurs when someone gets a hold of someone else’s personal information and poses as that person or uses that information to create their own fake identity. This information can be a full name, social security number or a bank account number“.

For children, identity theft occurs a little differently. Child identity thieves are looking for their victim’s Social Security number. Since children don’t have any credit history, it makes it easier for thieves to use their Social Security number and a false birthday to open credit cards.

Read bellow this interesting interview conducted by Michelle LaRowe:

“Identity theft is a real problem and, sadly, children are not exempt from having their identities stolen. Recently, I connected with Julie Myhre, who covers identity theft for NextAdvisor.com, and here is what she had to say.

eNannySource: How does identity theft happen?

Julie: Identity theft occurs when someone gets a hold of someone else’s personal information and poses as that person or uses that information to create their own fake identity. This information can be a full name, social security number or a bank account number. It’s usually easier for identity thieves to get information about an adult because adults have a lot of personal information about them; however, it is important to also remember that children can be victims of identity theft too. There are a lot of different ways that adults can be hacked; some of these include not having privacy settings on social media, clicking on phishing emails or pop-ups, losing a wallet, throwing away documents that contain personal information, and ATM or credit card skimming, among others.

For children, identity theft occurs a little differently. Child identity thieves are looking for their victim’s Social Security number. Since children don’t have any credit history, it makes it easier for thieves to use their Social Security number and a false birthday to open credit cards. The unfortunate part about this is that people who were victims of child identity theft don’t usually realize it until they are older and trying to apply for a credit card or loan. Thieves usually gather children’s personal information from sports team applications, school documents and any other documents that would have your child’s Social Security number on it.

eNannySource: How is it prevented?

Julie: There are a lot of different steps that you can take to prevent identity theft. One of the major ways to prevent identity theft is to sign up for an identity theft protection service. Most of these services monitor your personal information regularly and alert you if they notice any suspicious or possibly fraudulent activity. A good amount of these services also offer family plans, which will allow you to protect your whole family – including your children – from identity theft.

Some other options to prevent identity theft include shredding all documents that contain yours or your child’s personal information, checking your bank accounts and credit card statements regularly, monitoring your credit report and, lastly, knowing what you and your child post online. A lot of people don’t realize how much information they post about themselves and their family on social media. It’s fine if you want to include some personal information – such as your full name and photo – but make sure that you set your profile to private. Monitor what you and your child post on social media, and check the privacy settings regularly – at least monthly.

eNannySource: What basic things can parents teach children to avoid identity theft?

Julie: Parents should teach their children about identity theft in a similar manner that they teach them about strangers. If you think about it, it’s essentially very similar – someone you don’t know is trying to take something from you. Parents just need to teach their children that their personal information is private and they should not reveal any of it to people they don’t know. Children won’t understand the details of identity theft, so it’s important not to go into too many details. The bottom line is personal information should be kept personal, and it’s important that parents recognize that and teach it to their children.

eNannySource: What age do parents have to start worrying about identity theft?

Julie: Parents should begin to think about ways to protect their child from identity theft as soon as their child has a Social Security number.

eNannySource: Is it worth investing in some type of protection?

Julie: Yes, in most circumstances identity theft protection is worth the investment. The value of identity theft protection isn’t necessarily in the active personal information monitoring, because the reality is that people can do that part themselves. Instead, the value lies in the identity theft recovery that these services offer. In the instance that yours or your child’s identity is stolen while you’re signed up for an identity theft protection service, you are provided with all the information and tools you need to recover yours or your child’s good name. Identity theft protection services represent you when you’re dealing with the banks, credit bureaus and creditors. It lightens the load on the victim’s side and helps alleviate the nightmare of identity theft. The identity theft recovery assistance is a valuable tool to have if yours or your child’s identity is stolen.

eNannySource: What about the Internet? What are the top tips for parents of kids who use the Internet?

Julie: The most important tip that parents need to follow when their children use the Internet is to monitor what your child is doing and posting on the Internet. Have open communication with your child and make them aware that they shouldn’t be putting any personal information on the Internet – even if it’s your home address in a private message to a friend. Check in with your child and make sure these rules are being followed on all platforms, including the computer, cell phone and tablet. Check your child’s privacy settings on their phone and social media once a month to make sure the information they post on the Internet is set to private”.

*Julie Myhre is the Content Manager at NextAdvisor.com. You can review identity theft protection reviews and learn more about identity theft on the site.

To read the original post and find more about Julie, please click here.

This interesting interview nicely connects to one of E-Crime Expert‘s blog post, called: How secure is your Child’s Social Security Number?

If you have any question you could contact: dan@e-crimeexpert.com

Additional information can be found at: www.e-crimeexppert.com

Hit the “subscribe” button in order to be notified when new videos and Articles are posted on this blog.

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