Archive

Posts Tagged ‘Crime’

Teaching Kids About Identity Theft

May 13, 2013 5 comments

Today, E-Crime Expert is pleased to introduce Nancy Parker, who is a freelance writer which loves writing articles on opinions and social awareness. Nancy is a frequent contributor for http://www.enannysource.com.

According to Julie Myhre*:

Identity theft occurs when someone gets a hold of someone else’s personal information and poses as that person or uses that information to create their own fake identity. This information can be a full name, social security number or a bank account number“.

For children, identity theft occurs a little differently. Child identity thieves are looking for their victim’s Social Security number. Since children don’t have any credit history, it makes it easier for thieves to use their Social Security number and a false birthday to open credit cards.

Read bellow this interesting interview conducted by Michelle LaRowe:

“Identity theft is a real problem and, sadly, children are not exempt from having their identities stolen. Recently, I connected with Julie Myhre, who covers identity theft for NextAdvisor.com, and here is what she had to say.

eNannySource: How does identity theft happen?

Julie: Identity theft occurs when someone gets a hold of someone else’s personal information and poses as that person or uses that information to create their own fake identity. This information can be a full name, social security number or a bank account number. It’s usually easier for identity thieves to get information about an adult because adults have a lot of personal information about them; however, it is important to also remember that children can be victims of identity theft too. There are a lot of different ways that adults can be hacked; some of these include not having privacy settings on social media, clicking on phishing emails or pop-ups, losing a wallet, throwing away documents that contain personal information, and ATM or credit card skimming, among others.

For children, identity theft occurs a little differently. Child identity thieves are looking for their victim’s Social Security number. Since children don’t have any credit history, it makes it easier for thieves to use their Social Security number and a false birthday to open credit cards. The unfortunate part about this is that people who were victims of child identity theft don’t usually realize it until they are older and trying to apply for a credit card or loan. Thieves usually gather children’s personal information from sports team applications, school documents and any other documents that would have your child’s Social Security number on it.

eNannySource: How is it prevented?

Julie: There are a lot of different steps that you can take to prevent identity theft. One of the major ways to prevent identity theft is to sign up for an identity theft protection service. Most of these services monitor your personal information regularly and alert you if they notice any suspicious or possibly fraudulent activity. A good amount of these services also offer family plans, which will allow you to protect your whole family – including your children – from identity theft.

Some other options to prevent identity theft include shredding all documents that contain yours or your child’s personal information, checking your bank accounts and credit card statements regularly, monitoring your credit report and, lastly, knowing what you and your child post online. A lot of people don’t realize how much information they post about themselves and their family on social media. It’s fine if you want to include some personal information – such as your full name and photo – but make sure that you set your profile to private. Monitor what you and your child post on social media, and check the privacy settings regularly – at least monthly.

eNannySource: What basic things can parents teach children to avoid identity theft?

Julie: Parents should teach their children about identity theft in a similar manner that they teach them about strangers. If you think about it, it’s essentially very similar – someone you don’t know is trying to take something from you. Parents just need to teach their children that their personal information is private and they should not reveal any of it to people they don’t know. Children won’t understand the details of identity theft, so it’s important not to go into too many details. The bottom line is personal information should be kept personal, and it’s important that parents recognize that and teach it to their children.

eNannySource: What age do parents have to start worrying about identity theft?

Julie: Parents should begin to think about ways to protect their child from identity theft as soon as their child has a Social Security number.

eNannySource: Is it worth investing in some type of protection?

Julie: Yes, in most circumstances identity theft protection is worth the investment. The value of identity theft protection isn’t necessarily in the active personal information monitoring, because the reality is that people can do that part themselves. Instead, the value lies in the identity theft recovery that these services offer. In the instance that yours or your child’s identity is stolen while you’re signed up for an identity theft protection service, you are provided with all the information and tools you need to recover yours or your child’s good name. Identity theft protection services represent you when you’re dealing with the banks, credit bureaus and creditors. It lightens the load on the victim’s side and helps alleviate the nightmare of identity theft. The identity theft recovery assistance is a valuable tool to have if yours or your child’s identity is stolen.

eNannySource: What about the Internet? What are the top tips for parents of kids who use the Internet?

Julie: The most important tip that parents need to follow when their children use the Internet is to monitor what your child is doing and posting on the Internet. Have open communication with your child and make them aware that they shouldn’t be putting any personal information on the Internet – even if it’s your home address in a private message to a friend. Check in with your child and make sure these rules are being followed on all platforms, including the computer, cell phone and tablet. Check your child’s privacy settings on their phone and social media once a month to make sure the information they post on the Internet is set to private”.

*Julie Myhre is the Content Manager at NextAdvisor.com. You can review identity theft protection reviews and learn more about identity theft on the site.

To read the original post and find more about Julie, please click here.

This interesting interview nicely connects to one of E-Crime Expert‘s blog post, called: How secure is your Child’s Social Security Number?

If you have any question you could contact: dan@e-crimeexpert.com

Additional information can be found at: www.e-crimeexppert.com

Hit the “subscribe” button in order to be notified when new videos and Articles are posted on this blog.

18 Blogs with Techniques for Preventing Identity Theft

April 30, 2013 3 comments

Our concern for privacy and information security aims to cover most of our daily life areas from IT, Social Networking Services, Online Commerce, to children or why not nannies.

For this reason, E-Crime Expert is glad to have NannyWebsites.com as a guest today.  NannyWebsites.com is the most comprehensive guide for nannies seeking advice, support and information. It helps gaining resource for nannies, nanny employers and those interested in in-home childcare on the web. You can check out their website here.

The blog post bellow is provided by NannyWebsites.com.

“Identity theft has become an increasing problem as our world shifts to being more online and mobile.  Many people feel like there is no way to keep their information safe should someone want to steal it.  Is this the case, or are there things that you can do to make your information harder to steal?  These 18 blog entries touch on what you can do to protect your identity online, at work and when you are out and about living your life.  The press is doing an admirable job of bringing scams to light so that the public can be better informed and thus better able to protect sensitive information.  To learn what you need to know to keep your personal information safe, keep reading.

Online

With more and more people shopping and banking online, keeping your information safe from thieves becomes both more important and more difficult.  Avoid common or easy to guess passwords, as many times you are making the thief’s job easier.  For more online safety tips, take a look at these six blog posts.

At Work

While your employer likely has their own security measures in place, you still need to make sure that you are keeping your personal information safe from hackers or other co-workers.  When you go to a meeting make sure that your desk and computer are locked.  Don’t get your personal e-mail on your work computer, as that information can stay in that computer, even if you delete it.  To learn more important safeguards, read these six blog articles.

Out and About

If you pay for your gas and other snacks with a credit card that you can tap and go, you may want to stop using it.  While it’s a convenient way to pay for things, it’s also an easy way for a thief to pick up the credit card number at the same time.  When you are out for dinner and you pay the bill by sending your credit card with the waiter, you may want to keep an eye on him.  Specialized equipment designed to steal credit card numbers in a hurry have been found in various restaurants.  Check out these six blog articles and learn more about identity theft scams going on today and how to avoid becoming a victim.

To read the original Article click here.

If you have any question you could contact: dan@e-crimeexpert.com

Additional information can be found at: www.e-crimeexppert.com

Hit the “subscribe” button in order to be notified when new videos and Articles are posted on this blog.

15 Common Internet Scams and How to Avoid Them

February 26, 2013 7 comments

Today, E-Crime Expert is glad to introduce Longhorn Leads as a guest on our Blog.

Longhorn Leads was officially founded in August of 2010 with a portfolio of home service related sites including InternetService.net, InternetServiceProviders.org, PhoneTVInternet.com, and several others that are focused on helping customers looking for phone, TV, and Internet services.  These sites provide articles and content that help people better understand their needs for these services and how to get the best deals from providers in their area.

Please read bellow the Longhorn Leads’ guest post

“The Internet is a powerful resource that connects you to the rest of the world and helps you access knowledge in the blink of any eye. It can also, however, put you in the precarious position of sussing out legitimate offers versus complete cons.

These 15 Internet scams are quite popular, but you can avoid falling victim to them by learning to recognize their common red flags:

1.The Nigerian Scam – Also known as a 419 scam, Nigerian scams offer targets a portion of the email sender’s inheritance in exchange for help claiming the money from a foreign government. Early versions of this email usually cited Nigeria as the country where the money was supposedly held, but updated versions may claim a variety of African nations.

2.Lottery Scams – The first red flag that a lottery win notification is fraudulent is the fact that you haven’t been playing the lottery, but email notifications can be convincing and the promise of a big reward enticing. If you haven’t played any lotteries or entered any contests, you should regard any email claims that you’ve won one as dubious.

3.Convincing Fakes of Official Entities – An email that appears to be from a reputable payment processing service or your bank explaining that your account has been compromised is a popular phishing scam, largely because it tends to work. Don’t click on any redirecting links within an email and never give out your account number or password. When in doubt, contact your bank directly.

4.Item for Sale Scams – Selling an item on an auction site or online classified site can open the floodgates for messages and emails, some of which have fraudulent aims. Anyone asking if they can overpay you for an item in exchange for a wire transfer or cashier’s check seems fishy because it is; in most cases, the check or payment method will prove to be fraudulent, leaving you bereft of your goods and holding the bag on a bad debt.

5.Employment Scams – In a particularly despicable turn, employment scams are becoming more and more popular as an increasing number of Americans find themselves without a job. Employment ads and websites created by these hucksters may seem legitimate, but they’re actually sophisticated ways of collecting your personal information for floods of spam email or even identity theft.

6.Disaster Relief Scams – Preying upon the inherent desire to help your fellow man, messages soliciting donations for a natural disaster in some tiny, obscure, developing nation is a lucrative business for scammers.

7.Travel Scams – Sometimes you’re forced to sit through a presentation about timeshares, but sometimes your information is collected for marketing mail and identity theft. Be wary of any email claiming that you’ve won a free vacation.

8.Get-Rich-Quick Scams – The idea of building an empire by stuffing envelopes or selling a nutritional supplement isn’t a new one, but the scope and reach of the Internet has created a flood of get-rich-quick scams preying on people’s hopes of hitting it rich.

9.Sweetheart Scams – A person who pretends to be someone they’re not in an online relationship is called a “catfish.” Catfish may simply be seeking attention and validation, but most are playing a part in order to get as much money as possible out of an unsuspecting mark before mysteriously dying or staging a dramatic breakup scene.

10.Prime Bank Note Scams – Con artists offering “bank guarantees” that they can purchase at a bargain and sell for top dollar take a fortune from their unsuspecting victims. To make their claims seem even more attractive, these scammers claim that their “guarantees” are issued by “prime banks,” hence the name.

11.Letter of Credit Scams – The only legitimate letters of credit are issued by banks directly to a recipient for international trade agreement and payment guarantees. Anyone offering a “letter of credit” investment opportunity will probably try to sell you the Golden Gate Bridge if you show an interest.

12.Goods Not as Listed Scams – Relatively mild in the scheme of things, goods-not-as-purchased schemes generally happen on unregulated classified ads sites or auction sites that openly condone trade in pirated goods. After remitting payment, you will almost always receive some sort of package. In most cases, the goods are completely different than they were described and you have no recourse for regaining your money.

13.Rogue Anti-Virus Software Scams – The idea that your computer has been infected by a virus is a scary one; after all, what if you lose all of your precious pictures, videos and important documents? Scammers know that most people will fall victim to these cons out of fear of losing their files, so they create convincing anti-virus alerts that require you to pay an activation fee to remove a virus that doesn’t even exist.

14.Survey Scams – The best case scenario for those who fall victim to a survey scam is that they waste their time and get a few spam emails. More elaborate scams will take your personal information for marketing and identity theft purposes, even though you think you’re just participating in legitimate market research.

15.Something for Nothing Scams – You’ve probably heard the old adage about things that are too good to be true, and it definitely holds water on the Internet. Anyone offering you fame, fortune and riches simply for being you is almost certainly trying to scam you somehow”.

*You could read here the original blog post.

Also, more interesting blog posts by Longhorn Leads are available here

If you have any question you could contact: dan@e-crimeexpert.com

Additional information can be found at: www.e-crimeexppert.com

Hit the “subscribe” button in order to be notified when new videos and Articles are posted on this blog.

Child Online Protection Initiative

September 14, 2012 7 comments

As of September 2011, Multilateral Partnership Against Cyber Threats (IMPACT) and E-CRIME EXPERT are engaged in a strategic alliance and partnership to exchange information and technologies, thus helping partner countries against cyber threats, malicious attacks and to provide advance warning and vulnerability data. 

E-Crime Expert is honored to be one of IMPACT’s official sponsors for their Child Online Protection initiative, along with Microsoft, Trend Micro, D-Secure, the International Telecommunication Union and many others.

E-Crime Expert joint IMPACT and the other partners in assisting schools and Parents & Teachers Association (PTA) to plan and deploy a sustainable Child Online Protection (COP) initiatives. Our programme strive to;

Assist Parents and Teachers to educate their kids and students on being safe online

 Inculcate good habits for safe internet usage amongst parents, teachers and students

 Understand cybersecurity risks and issues as well as raise awareness on information security.

Having this in mind, E-Crime Expert sponsored this event with an awareness video (designed, recorded and provided to IMPACT on 200 DVDs) on how to stay safe online, and addressed to  children between 11 and 13 years of age.

 

I would like to take this opportunity to thank Nicole Basaraba for her great contribution with the text and video editing, voice-over and also for helping with the idea and plot of this awareness video as with all the other E-Crime Expert’s awareness videos.

Please have a look at Nicole Basaraba’s services offered thorough her website: Annotations Editorial.

 

 

You could watch the video here:

%d bloggers like this: